Business Combined

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Business Combined Insurance for SMEs – Protecting Your Business, Your Way

Running a business comes with its fair share of risks. Whether you're a small start-up, a growing SME, or an established enterprise, unexpected events like property damage, theft, liability claims, or business interruption can disrupt operations and impact your bottom line.

At Vestal Bima, we understand that every business is unique, and a one-size-fits-all insurance policy won’t cut it. That’s why we offer Business Combined Insurance—a customized insurance package that brings together multiple coverages under one cost-effective policy.

    What Does Business Combined Insurance Cover?

    Our Business Combined Insurance is designed to provide comprehensive protection by bundling essential covers, including:

  • Property Insurance – Covers damage or loss to buildings, stock, and equipment due to fire, floods, theft, or other unforeseen risks.
  • Public & Employers’ Liability – Protects your business against claims from third parties (customers, suppliers) and employees in case of accidents or injuries.
  • Business Interruption – Ensures you stay afloat by covering lost income if your business is forced to stop operations due to covered events.
  • Theft & Money Insurance – Protects against loss of cash, stock, or valuable assets due to burglary or fraud.
  • Professional Indemnity & Legal Expenses – Covers legal costs and claims arising from professional mistakes, negligence, or contractual disputes.

Protect Your Business Today

No matter the size or type of business you run, having the right insurance in place is key to long-term success. Let Vestal Bima help you build a stronger, more secure future with our Business Combined Insurance solutions.