What We Cover

Specialist Insurance for Every Sector

We don't just sell policies — we defend your claim when loss strikes.

Marine Hull & Cargo
⚠️ Vessel owners fear downtime and rejected claims after accidents or storms.
  • Hull, machinery, engines & onboard equipment
  • Real-time claim tracking with audit trails
  • Flexible deductibles tailored to vessel size
🏆 "Your vessel back in service faster—claims defended and downtime minimized."
Get Marine Cover →
🌾
Agriculture & Agribusiness
⚠️ Farmers lose livelihoods when drought, floods, or pests strike—and claims drag on.
  • Farm machinery, irrigation, livestock & produce
  • Sector-specific claim checklists
  • Seasonal premium structures
🏆 "Your farm survives the season—claims settled quickly and fairly."
Get Agriculture Cover →
🏨
Hospitality & Tourism
⚠️ Hotels and resorts risk losing guests and reputation when property damage claims stall.
  • Fire, flood & property damage coverage
  • OSHA audit compliance integrated
  • Competitive property packages
🏆 "Your doors reopen sooner—claims defended with speed and clarity."
Get Hospitality Cover →
🚚
Logistics & Supply Chain
⚠️ Cargo loss or fleet accidents disrupt operations while claims get stuck in disputes.
  • Fleet, cargo & warehousing coverage
  • Escalation tactics & accountability trackers
  • Volume-based fleet discounts
🏆 "Your cargo keeps moving—claims defended until compensation is secured."
Get Logistics Cover →
🏥
Medical Insurance
⚠️ Health emergencies can't wait—but many medical plans are slow and inflexible.
  • Inpatient, outpatient & emergency cover
  • Affordable family packages
  • Fast claims processing
🏆 "Medical cover that works when you need it most."
Get Medical Cover →
Client Stories

Why Clients Feel the Difference

"Vestal Bima stood by us when our vessel was damaged. Their claims team fought for us until settlement was complete."
Client
Marine ClientMombasa Port Operations
"Our farm survived drought because Vestal Bima made sure our claim was defensible and paid quickly."
Client
Agriculture ClientRift Valley Agribusiness
"Our resort reopened faster than expected because Vestal Bima defended our property claim with clarity and speed."
Client
Hospitality ClientCoastal Resort, Malindi
Connect Now

Get an insurance quote to get started

We work to understand your issues and are driven to ask better questions.

Address:

KK Security Building, 4th floor
Along links road, Nyali, Mombasa.

Oasis Mall, 1st floor
Lamu road, Malindi.

Contact us

Get In Touch